Meet the First Auto Loan Built for EVs

We've reimagined auto loans for the electric age. Get lower monthly payments by automatically factoring in your tax credits, rebates, and home charging installation—backed by EV experts every step of the way.

Testimonials

See what our customers say

100% 5 star reviews from our customers on Trustpilot

“EV Life has been a smooth and painless process, their customer service was fantastic. Prompt, polite and patient they answered all our questions and went out of their way to help us with the scheduling/timing of process and pick up.”

Dustin L.

Santa Clarita, CA

"EV Life made the car purchasing experience quick, fun, and clear. Their communication was excellent and clarity of terms and agreements second to none! My wife and I love our new Tesla Model Y! Thanks EV Life for a seamless process!"

Jared D.

Palmdale, CA

"The overall experience with this company was wonderful. I had multiple approved auto loans, but this company beat every one. I completed the entire process in just 2 hours, which no other company could match. I would recommend EV Life for any EV Buyer."

Vivek K.

Fremont, CA

Low monthly payments

Get the low rate you deserve

Rates start at 5.49%
No prepayment fees
$0 down for qualified buyers

Approval in minutes

No hassle, dealer-free financing

Prequalify instantly
Funding within 24 hours of approval
We’ll wire funds directly to the dealership or private party

A 21st century car loan

Loans built specifically for EV buyers

Bundle a home charger to reduce upfront costs
Easily file incentives and credits with our online tools
Get expert EV support online or over the phone

See all available EV incentives in one place

EV Life has the nation’s most comprehensive database of EV incentives. With our software, we make sure you get all the money you deserve, whether purchasing new, used, or refinancing.

Bundle charger installation.: Get an instant quote for home charger installation and bundle it into your EV Life loan—all in one low payment.
Simplify incentive filing.: EV Life's online filing tools discover your maximum tax credits and rebates and make filing the paperwork a breeze.

Maximize your savings with
hassle-free EV financing.

We're on a mission to make buying an EV easier and more affordable than a gas car.